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NRIs can easily invest in residential or commercial projects and do not require any approvals for the same. However, they cannot purchase any land for agricultural purposes. In the past few years, the Indian government has been in favour of NRI wealth management and investment in India and has been encouraging this community of Indians to invest in projects by simplifying investment rules, particularly in the real estate sector. Mutual fund investments: Most mutual funds come with systematic investment plans (SIPs) for NRIs. As such, NRIs can divide their total investments into quarterly or monthly instalments. They can invest in mutual funds on either a repatriable or a non-repatriable basis. Those looking to invest on a repatriable basis must have either an NFRE or FCNR account with any recognized, preferably nationalized Indian bank. The money set aside for investment must be remitted through the common banking channels or from the above mentioned accounts held by NRI investors. 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